Guide to Buying
We are here to guide you every step of the way in your buying process, offering a professional and personal experience to help you through your buying journey.
From your first contact with us, our people will advise and support you in all aspects of your property journey.
DNG: Our 10 steps guide to buying property is a comprehensive guide that covers every detail of your home buying process.
‘My DNG’ lists the latest properties online in advance of other property websites. This sneak peek facility gives you access to the latest listings throughout the DNG network. Our interactive website will alert you to any price reductions and gives you full access to our quarterly market update.
- Sneak peek at the latest listings
- Property Alerts
- Price reductions
- Market updates
How much can I borrow?
To save time on your property search it is advisable to arrange your mortgage and, if required, have your approval agreed in principle. Our recommended mortgage broker, DNG Mortgages, has access to all the leading banks, as well as exclusive deals and rates to help find you the best mortgage available.
How much is my current home worth? How much can I borrow?
We can assist with a free sales valuation of you home if you are considering trading up or trading down. With over 80 DNG branches nationwide we have the local knowledge and expertise to give you an accurate valuation of your home. Click here to arrange your sales valuation today.
If you are switching your mortgage or looking for additional finance our recommended mortgage broker, DNG Mortgages, has access to all the leading banks, as well as exclusive deals and rates to help find you the best mortgage available.
Compromises will always be part of a property search, regardless of where you’re looking in the country. While traditionally, location has been considered the most important factor, with the potential to work from home it has opened up different locations to buyers. With our interactive DNG search tool, you can search by property type and commuter times to assist you find the right property for sale in Ireland.
Virtual viewings (3D tours, agent videos or Google Street view) will give you an idea of the features and layout of a property or road but there is nothing like a physical in person viewing. In person viewings will also enable you to get to know your local DNG agent so if a particular property wasn’t for you then they may who can advise of new listings within the local area.
While you are viewing and you have the time it’s worthwhile arranging a solicitor to handle the conveyancing on your behalf. A successful purchase relies on an efficient and experienced solicitor. Always ask friends and family for a recommendation and it is important to factor your solicitors’ costs into your purchase.
Once you find your perfect property you can make an offer with your DNG agent. It is at this point you may need to demonstrate that you can proceed by providing evidence of your mortgage approval. If there are any special conditions of the offer, we can communicate this to the vendor. There are no legal obligations on either side until contracts are signed.
Once your offer has been accepted, we will request a booking deposit. The booking deposit is fully refundable at this stage. We will then do the following:
- Prepare a memorandum of sale
- Confirm the agreed price with all parties
- Confirm your solicitor and mortgage details
You will now need to instruct your solicitor to proceed with the conveyancing process, notify your bank or mortgage broker to proceed with your application and (if required) arrange a surveyor to look at the property.
As part of the conveyancing process your solicitor will do the following:
- Raise any enquiries on receipt of the draft contract from the vendor's solicitor
- Request their own local searches
- Agree on a date for exchange of contracts
At this stage you will need to arrange your bank valuer and surveyor. We will give access for your bank valuer and surveyor to assess the property.
Exchange of contracts occurs when all enquiries have been confirmed and agreed. Once the contract has been signed by both parties the deposit (usually 10% of the purchase price) will be transferred online or paid from your solicitor to the vendor's solicitor. The completion date is then set by mutual agreement.
Completion is when your mortgage provider (if applicable) transfers your mortgage money to your solicitor who in turn transfers the balance of the sale price monies (usually up to 90%) to the vendor's solicitor's bank account. Once the money has been cleared in the vendors solicitors account and upon notification from the vendor’s solicitor, we will release the keys to your new property.
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how do you want to get started?
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